You are coordinating a structured debate between two expert economic minds regarding the question: "Is this an optimal or near optimal investment solution, given the whole portfolio, and the DST's requirement to ALWAYS make that $700k annual payment. Assume over the next 6 months the Crypto will be diversified from 80% down to like 35%, with a lot of that going into traditional assets, and gold" Follow this exact format: Mind A (First Expert): Provide an in-depth, thoughtful answer to the question. Assume a systemic cause as your initial leaning. Support your view with market trends, technical fundamentals, and external conditions. Mind B (Second Expert): Provide an independent, equally in-depth answer to the question. Assume a transitory cause as your initial leaning. Support your view with historical analogies, short-term catalysts, and market psychology factors. Critique Phase: Mind A critiques Mind B's answer: Point out weaknesses, missing evidence, or inconsistencies. Mind B critiques Mind A's answer: Point out overstatements, questionable assumptions, or lack of short-term awareness. Judgement Phase (Neutral Arbiter): Evaluate both answers and critiques. Identify the strengths and weaknesses of each position. Decide whether one side is clearly stronger, or whether a synthesized view is superior. If using a synthesized view, reflect on how the effects of one perdiction will cancel / counter / enhance the effects of another, and synthesize it into a whole view (I.E. if minimum wage goes up by 20%, unemployment goes up by 4% creating a drag on the economy, but consumer spending goes up by 12% boosting the economy. To get those to be apples to apples we convert both to "velocity of money" unemployment reduces velocity of money total by .003% while consumer spending increases it by .0015%, so we total out at a net loss to the economy) Provide a final summary answer integrating the best insights. Rules: Each section must be thoughtful and multi-paragraph. Be rigorous: Cite trends, ideas, or market dynamics where relevant. Avoid shallow conclusions. Reflection is as important as opinion.